<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet type='text/xsl' href='https://ecpa.org.uk/wp-content/plugins/google-sitemap-generator/sitemap.xsl'?><!-- sitemap-generator-url='http://www.arnebrachhold.de' sitemap-generator-version='4.1.25' -->
<!-- generated-on='21/09/2026 9:38 pm' -->
<urlset xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xsi:schemaLocation='http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd' xmlns='http://www.sitemaps.org/schemas/sitemap/0.9'>	<url>
		<loc>https://ecpa.org.uk/ecpa-constitution/</loc>
		<lastmod>2020-06-22T18:58:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/principles-of-covenant-assessment-for-scheme-valuations-a-practical-guide-for-advisors-trustees-and-sponsors/</loc>
		<lastmod>2020-06-22T18:57:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/employer-covenant-working-group-launches-guidance-to-promote-leading-practice/</loc>
		<lastmod>2020-06-22T19:24:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/submission-on-pensions-regulation-to-work-pensions-select-committee-inquiry/</loc>
		<lastmod>2020-07-09T12:26:29+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/transactions-in-a-non-distressed-environment-guidance-for-practitioners/</loc>
		<lastmod>2020-06-22T19:02:41+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-issues-non-distressed-transactions-guidance/</loc>
		<lastmod>2020-06-22T19:25:27+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/response-to-dwp-green-paper-on-defined-benefit-scheme-security-sustainability/</loc>
		<lastmod>2020-07-09T12:26:49+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/donald-fleming-to-chair-employer-covenant-working-group/</loc>
		<lastmod>2020-06-22T19:27:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/transactions-in-a-distressed-environment-guidance-for-practitioners/</loc>
		<lastmod>2020-06-22T19:17:01+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/guidance-from-the-employer-covenant-working-group-on-integrated-risk-management/</loc>
		<lastmod>2020-06-22T19:29:06+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/response-to-dwp-consultation-on-a-stronger-pensions-regulator/</loc>
		<lastmod>2020-07-09T12:27:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/response-to-wates-corporate-governance-principles-consultation/</loc>
		<lastmod>2020-07-09T12:27:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/guide-to-type-a-contingent-asset-guarantee-certification/</loc>
		<lastmod>2020-06-22T19:20:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/consolidation-of-defined-benefit-schemes-and-covenant-issues-discussion-document-produced-for-dwp/</loc>
		<lastmod>2020-07-09T12:28:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/comment-on-dwp-consolidation-consultation/</loc>
		<lastmod>2020-06-22T19:31:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/response-to-db-consolidation-consultation-ecpa-response-to-the-dwp-consultation/</loc>
		<lastmod>2020-07-09T12:28:17+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/comment-on-tpr-annual-funding-statement/</loc>
		<lastmod>2020-06-22T19:33:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecwg-re-brands-to-the-employer-covenant-practitioners-association-as-importance-of-covenant-advisers-grows/</loc>
		<lastmod>2020-06-22T19:34:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/vital-that-db-covenant-assessments-consider-potential-implications-of-climate-change-on-sponsors-businesses/</loc>
		<lastmod>2020-06-22T19:34:45+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-tpr-annual-funding-statement/</loc>
		<lastmod>2020-06-22T19:35:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-response-to-tpr-db-funding-code-appendix/</loc>
		<lastmod>2020-10-09T10:29:22+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-response-to-tpr-db-funding-code-consultation-covering-note/</loc>
		<lastmod>2020-10-09T10:26:37+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/bdos-andy-palmer-elected-chair-of-association/</loc>
		<lastmod>2020-10-09T09:59:48+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/superfunds-ecpa-stresses-importance-to-members-of-independent-professional-covenant-advice/</loc>
		<lastmod>2020-10-26T10:28:25+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-chair-comments-on-new-tpr-guidance-concerning-distressed-sponsors/</loc>
		<lastmod>2020-11-12T15:32:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-paper-emphasises-the-importance-of-professional-judgement-in-evaluating-sponsor-longevity/</loc>
		<lastmod>2021-01-08T09:34:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-paper-stresses-importance-of-professional-judgement-in-evaluating-sponsor-longevity/</loc>
		<lastmod>2021-01-11T09:32:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/responses-to-tpr-consultation-on-investigation-and-prosecution-of-criminal-sanctions/</loc>
		<lastmod>2021-04-20T07:39:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/criminal-offences-guidance-too-widely-drafted-normal-corporate-behaviour-could-still-be-deemed-an-offence/</loc>
		<lastmod>2021-04-21T07:38:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-response-to-dwp-consultation-on-the-employer-resources-test/</loc>
		<lastmod>2021-04-28T08:03:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/employer-resources-test-proposals-risk-arriving-at-misleading-picture-of-an-employers-ability-to-support-its-pension-scheme/</loc>
		<lastmod>2021-04-28T14:54:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/welcome-for-tpr-annual-funding-statement/</loc>
		<lastmod>2021-06-06T09:31:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/response-to-code-of-practice-12-consultation/</loc>
		<lastmod>2021-07-07T17:08:24+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-climate-change-governance-and-reporting-consultation/</loc>
		<lastmod>2021-08-27T11:17:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-raises-confidentiality-concerns-in-response-to-climate-governance-consultation/</loc>
		<lastmod>2021-08-30T11:13:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-dwp-consultation-on-notifiable-events/</loc>
		<lastmod>2021-10-27T16:30:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/karina-brookes-elected-chair-of-ecpa-succeeding-andy-palmer/</loc>
		<lastmod>2021-11-04T17:13:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/reflecting-climate-change-impact-and-risks-in-employer-covenant-assessments-ecpa-paper/</loc>
		<lastmod>2022-02-07T16:21:06+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-paper-explains-how-climate-change-can-be-reflected-in-employer-covenant-assessments/</loc>
		<lastmod>2022-02-07T16:27:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-welcomes-tpr-statement-and-focus-on-covenant-longer-term-horizons/</loc>
		<lastmod>2022-04-27T11:03:23+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/a4s-and-ecpa-produce-top-tips-guide-for-trustees-on-covenant-process/</loc>
		<lastmod>2022-06-29T21:44:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/a4s-and-ecpa-produce-top-tips-guide-for-embedding-esg-into-covenant-process/</loc>
		<lastmod>2022-06-29T21:41:50+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-statement-on-the-death-of-hm-the-queen/</loc>
		<lastmod>2022-09-09T10:02:26+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/concern-at-narrow-view-of-covenant-and-regulations-impact-on-the-economy/</loc>
		<lastmod>2022-10-17T09:18:37+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-welcomes-db-code-consultations-recognition-of-covenant-importance/</loc>
		<lastmod>2022-12-16T11:16:52+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-elect-rsm-uks-guy-mander-to-succeed-karina-brookes-as-chair/</loc>
		<lastmod>2023-02-01T17:33:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-response-to-tpr-db-funding-code-fast-track-and-regulatory-approach-consultation/</loc>
		<lastmod>2023-03-24T21:33:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/db-funding-code-ecpa-expresses-concerns-over-maximum-risk-test/</loc>
		<lastmod>2023-03-28T09:57:26+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-options-for-db-schemes-and-trustee-skills-evidence-calls/</loc>
		<lastmod>2023-09-05T16:13:46+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-welcomes-regulations-that-embed-covenant-in-legislation-for-first-time/</loc>
		<lastmod>2024-01-30T09:30:20+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-tpr-consultation-on-statement-of-strategy/</loc>
		<lastmod>2024-04-17T07:17:39+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-calls-on-tpr-to-review-approach-taken-in-statement-of-strategy/</loc>
		<lastmod>2024-04-17T08:35:58+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-dwp-consultation-on-options-for-db-schemes/</loc>
		<lastmod>2024-04-20T11:00:08+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-calls-for-gateway-approach-ahead-of-surplus-extraction-and-entry-to-public-consolidator/</loc>
		<lastmod>2024-04-22T14:30:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/luke-hartley-elected-chair-and-helena-mules-elected-vice-chair-of-association/</loc>
		<lastmod>2024-05-03T07:05:38+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-comment-on-virgin-media-ruling/</loc>
		<lastmod>2024-07-26T08:03:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-comment-on-db-funding-code/</loc>
		<lastmod>2024-07-30T07:51:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-comment-on-covenant-guidance-last-piece-in-funding-code-jigsaw/</loc>
		<lastmod>2024-12-04T13:01:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-comment-on-tpr-annual-funding-statement/</loc>
		<lastmod>2025-04-29T09:42:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/db-surplus-release-ecpa-welcomes-direction-of-travel/</loc>
		<lastmod>2025-05-30T13:36:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-welcomes-proportionality-in-tpr-statement-of-strategy/</loc>
		<lastmod>2025-05-30T13:11:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-respond-to-ppf-2026-27-levy-consultation/</loc>
		<lastmod>2026-01-16T16:11:08+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-dwp-consultation-on-trusteeship-and-governance/</loc>
		<lastmod>2026-03-04T17:50:24+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-says-trustee-system-works-well-but-points-to-three-main-obstacles-to-address/</loc>
		<lastmod>2026-03-04T18:14:08+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/helena-mules-succeeds-luke-hartley-as-chair/</loc>
		<lastmod>2026-04-27T16:28:25+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-issues-2026-afs-ready-reckoner-to-help-trustees/</loc>
		<lastmod>2026-05-19T09:38:10+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/new-db-surplus-flexibilities-place-employer-covenant-at-the-heart-of-decision-making/</loc>
		<lastmod>2026-06-11T10:48:58+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-responds-to-dwp-db-surplus-flexibilities-consultation/</loc>
		<lastmod>2026-09-02T08:48:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://ecpa.org.uk/ecpa-calls-for-employer-covenant-to-be-hard-wired-into-new-pension-surplus-regulations/</loc>
		<lastmod>2026-09-02T09:05:29+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.6</priority>
	</url>
</urlset><!-- Request ID: ac7f94866a6edfb44fe0170a4d4a7201; Queries for sitemap: 3; Total queries: 57; Seconds: 0.01; Memory for sitemap: 1KB; Total memory: 16MB -->

<!--
Performance optimized by W3 Total Cache. Learn more: https://www.boldgrid.com/w3-total-cache/?utm_source=w3tc&utm_medium=footer_comment&utm_campaign=free_plugin

Page Caching using Disk: Enhanced (SSL caching disabled) 

Served from: ecpa.org.uk @ 2026-09-21 22:38:30 by W3 Total Cache
-->